Mickey Paoletta

on the Introduction to the Federal Reserve -

"THE FEDERAL RESERVE, THE MOST UNDEMOCRATIC INSTITUTION IN THE UNITED STATES TODAY"

There have been only two types of government in the history of mankind; those that govern with the consent of the people and those that rule without the consent of the people. Our Founding Fathers, having suffered under corrupt government, decided to create a new system designed to function with the people's consent.

In the perilous struggle to bring this new system into existence, they wrote two of mankind's greatest political documents, the Declaration of Independence and the Constitution of the United States, the latter of which actually established a Constitutional Republic known as the United States of America, a priceless beacon of freedom for the world.

Every person who values true political and economic freedoms should read the Declaration of Independence to understand the reasons why our founders fought the American Revolution. Upon reading the Declaration of Independence, it becomes very apparent that our founders were justified in taking up arms against the oppressive and abusive tyrannical rule of King George of England. I refer to the Declaration as the "WHY DOCUMENT," because it clearly, accurately and justifiably defines the reasons for our armed confrontation with, and separation from, England.

Upon reading this "Why Document" and referencing today's conditions, it becomes strikingly evident that our current type of government, including our own magisterial crown of King George Bush II, has drifted far away from the intent our founders and is more oppressive, abusive and tyrannical than the system of King George of England.

One does not have to be a mathematical genious or have a doctorate degree in economics to realize that the very existence of our Constitutional Republic is in more danger of collapsing today than in any other time in our history. Our two major political parties are directly to blame for this. Both parties intentionally deceive and conceal the real causes of our political and economic decline. Our current leaders promise that only they can fix our economic, sociological, cultural and political problems, when the truth of the matter is that they are the direct cause of the near-total decline of the American Republic.

To prove these very astounding and shocking revelations, all one has to do is examine past history and compare it with current history. Under the current "two party" system, the Republican and Democratic political leaders are intentionally accelerating the rate of economic decline of the United States. Both parties take their orders from the international banker, as do our elected officials, the American Judicial System, and our major newspapers, magazines, and radio and television stations.

In the United States today, one can read and/or listen to every possible problem being discussed in the media from A - Z., but ask yourself, did you ever hear one of our news reporting agencies discuss the fatal defects of the Federal Reserve banking system? Have you ever heard anyone in the news media, or politicians and religious leaders say that the Federal Reserve is directly responsible for inflation, recessions, economic instability, and the loss of thousands of American manufacturing jobs? Have any of the members of our so-called "free press" discussed the possibilities that the Federal Reserve is directly responsible for wars, political insurrection, revolutions and assinations, or that the Federal Reserve can be linked to the dismantling and/or downsizing of our entire industrial complex, or that it is the direct cause of increased taxation and threatens the very existence of our social programs for our elderly, including Social Security that the senior citizens have worked and paid for?

Have any of these news-media giants ever presented the possibility that wars and all the saber rattling being done by the United States Military today is nothing more than a protection racket, to guard the value of the fatally defective Federal Reserve System? When our government has to resort to intentionally deceiving its own people to justify invading another sovereign nation - using brutal military force under the pretense of promoting democracy to support its money system - then a total economic breakdown is dangerously close.

Ask yourself this question: Do you want anyone to have to bury their sons, daughters, nieces, nephews, friends or others over the protection of the largest swindle in the history of mankind known as the Federal Reserve? No one should have to go to their grave protecting a banking empire. So why are we allowing a small group of dominent men and women to control our banking system for their own obscene economic gain at the expense of all the people and all the governments of the world?

People often ask, "How can we fix our problems." Well, the answers to most of our problems can be solved by reading, learning and implementing the United States Constitution. I refer to this document, the "United States Constitution," as the "HOW DOCUMENT" - that is how to fix the problems in America today. Why do our country's problems always seem to escalate? Our industrial complex loses hundreds of thousands of jobs to foreign competition and yet, upon close examination, it becomes very clear that most of the financing for the actual dismantling of the United States is being provided by the Bank of America, Chase/Morgan, CitiBank, Sovereign Bank, National City Bank and by every banking institution that can realize a profit.

King George Bush II, according to some newspapers, Internet reports and former White House aides, recently described our Constitution as "nothing but a God Damn Piece of Paper." If recent presidents, vice-presidents, senators and members of Congress have never read or given credence to the Constitution, how can we expect any positive changes?

The answer, my friends, is that we can't. As long as the Federal Reserve's fatal flaws remain unexposed and are not understood by the people, then America's many problems, including inflation, rising taxes, the loss of purchasing power, a reduction in social programs and an escalation in immorality, corruption and a general societal decline will steadily continue.

The power to create and determine what constitutes money was determined by us - the sovereigns in our Constitutional Republic. With respect to where absolute power resides, the United States differs from all the nations of the world. Our Constitution states empathetically that absolute power resides in the hands of the people. Our Founding Fathers fought a revolution and over one million men and women have lost their lives defending this principle. The sovereigns (the people) founded our government based on that basic principle, establishing it as an agency of limited powers, entrusted to safeguard the absolute rights of the people as free men, protecting the rights to life, liberty and property. The question that should be asked by every sovereign in the world is why is an unelected, undemocratic group of foreign and domestic bankers controlling the economy of the United States through their usurpation of the federal government, is allowed to brazenly control the economic destiny of each American and the country as a whole, in direct violation of the consent of the people?

The American people do not understand how the Federal Reserve System negatively affects the political, economic and social system of the United States. When this "money power" owns or controls the printing presses, radio and television stations, both major political parties, plays a role in electing presidents and senators and sends banking supporters to Congress, is it any wonder that the real truth is being intentionally concealed from the naive American people?

The bankers not only supported the Federal Reserve Act, they actually wrote it. The supporters of this criminal legislation promised the American people that the economic instabilities in the American economy would be eliminated forever and a day. In the Federal Reserve's own publication, it states that the goals of the Federal Reserve are to guarantee the people of the United States a good and sound economic growth, full employment, stable prices and a balance in international trade and payments.

If the Federal Reserve is doing such a good job, then let's examine the Government Economic indicators from the inception of the Federal Reserve in 1913 to August 1993 and current 2006 economic indicators. When the Federal Reserve was passed in 1913 the total Federal Debt was $1.2 billion; in 1993 the total Federal Debt was $4.5 trillion. In 2006 using current government information, the total Federal Debt is now 9 trillion dollars. The total Federal Income Tax paid in 1913 was only 0.03 billion dollars and in 1993 the total Federal Income Taxes amounted to $510 billion, an increase of 17,000%; in 2006 that figure has grown to roughly $1,000,000,000,000.00, or one trillion dollars, a rise of roughly 34,000%.

According to Government Economic Indicators, the purchasing power of the dollar has dropped from $1.00 in 1913 to $0.05 cents in 1993 and has continued its downhill slide in 2006 to $0.03 cents. A complete examination of the true record of the U.S. economy since the Federal Reserve's inception shows that the central bank's real record is very dismal, and that's putting it mildly.

And now our news media, elected officials and bankers continue to tell us that the economy of the United States is booming and that inflation is under control due to the fine management of our money supply by Federal Reserve officials. Our problems will never change for the better as long as our government intentionally conceals the real problems in America today from the American people. Many American citizens assume that the Federal Reserve is part of the American Government. But the fact to the matter is that the Federal Reserve is a private profit-seeking tax-exempt Corporation that is literally owned and controlled by the bankers themselves for their own economic gain at the expense of the people and the government of the United States. To help substantiate this rather shocking allegation, just look at the Dunn and Bradstreet Report and Ward Business Directory and they will list the 12 Federal Reserve Banks among other businesses as private profit corporations with Presidents and Vice-Presidents just like all the other listed corporations.

Given the Federal Reserve's dominance over America, our elected officials do not determine the economic conditions for the People; our economic conditions, from prosperity to depressions and anywhere in between, are controlled by the people who own and control the Federal Reserve System.

When any political system has to use guns and bullets and lie to its people just to secure and/or protect its fraudulent fiat money system, it is very apparent that devastating economic calamity is right around the corner. The bankers, by controlling the Democratic and Republican parties and the press, as well as every aspect of the American business enterprise, has usurped the Constitution of the United States, specifically the Constitution's original intent of assigning our elected Congress the exclusive power to coin money and regulate the value thereof. When the Federal Reserve was created in 1913, the real reigns of government passed from the hands of the many to the hands of a very few and often times they are foreign international bankers only motivated by profit and greed who have no regard for the well being of the people and government of the United States. Why do you think the bankers are growing richer and richer while the common man suffers from economic stagnation, inflation and bankruptcy?

There is, like it or not, a gigantic conspiracy of bankers, judges, lawyers, high government officials, the news media and industrialists (total industrial complex) that asserts their power through intimidation, fear, wars (1), recessions and even depressions and has gained superiority over the American Government, an arrangement which is causing overwhelmingly economic hardship, especially for the shrinking middle class. The American Bar Association and well-placed bankers hijacked the United States Government while the American people were lulled to sleep. We must come to grips with this fact. Then and only then can we take back our Government and give these people the wrath they truly deserve.

The real disparity and contradiction of the "American Dream" is that real economic advancement is more dependent on the banker's ability and/or willingness to increase the total money supply, which directly determines the economic conditions for the American People. By determining the amount of money in the market, the bankers literally control whether you will have the food you need, proper medicine, sufficient gasoline at a reasonable price - and even if you will be employed! The truths concerning the Federal Reserve's fatal defects are not hard to understand, but the handicaps are many. Many, if not all of our newspapers, radio stations, magazines, publishing houses and television stations have allowed themselves to be used to carry misinformation to the American people, while neglecting to print and announce the truth we so desperately need.

If only the truth were known to the American people, they would realize that their problems are not caused by overproduction and/or the lack of raw materials, but by money manipulations frequently executed by non - Americans to harmonize U.S. policies with foreign policies, which is often injurious to the American people. If the American government followed the United States Constitution and printed its own money as the Constitution states in Article 1, Sect. 10, then Americans would not have periods in which the volume of money suddenly diminished for some "unexplainable" and/or "mysterious" reason. One can only hope that after the truth is realized, there would be a changing of the old guard and these people would be brought to justice. Those who support this fraudulent banking system for temporary self-enrichment are the bankers, lawyers, judges, and last, but not least, your elected officials who take an oath to defend and protect the Constitution of the United States, though the vast majority has never even read it.

The criminal bankers who quietly plan and finance wars from Manhattan, London and other finance capitals of the world dictate political and economic policies to the Executive, Legislative and the Judicial branches of the corporate United States Government. Through their vast economic and political power, these bankers now threaten the very existence of these United States. The people must rise up and abolish this fraudulent money system and make money the servant of the people instead of people being the servants of the money masters. President Lincoln stated, "Not to overthrow the Constitution but to overthrow the people that pervert the Constitution." If this is not done, the American principles of government will vanish from this earth - not so much from the enemies overseas but mainly from traitorous political leaders right here in Washington D.C. In A little more than 200 years, our elected political leaders have had a greater effect on dismantling our free Constitutional Republic than have our foreign adversaries.

What I am trying to get Americans to understand is that the banks actually call loans and decrease or increase the total money supply, not based upon economic theory but on their self-motivation, greed and to increase their profits and use the supply of money as a bribery tool in order to control specific legislation, regulation, receive special advantage and even control the political parties. By controlling the total money supply of the United States, the bankers become masters of us all. The effects of economic conditions, contrary to popular thinking, are very simple to understand. The reasons for any type of recession, depression and to any degree of prosperity are directly controlled by the banker's determination as to how much money should be in the economy.

Without the proper supply of money, the American economy will suffer recessions and/or depressions that can cause mills and factories to downsize or even close their doors, and cause many thousands of workers to lose their ability to provide an adequate standard of living for their loved ones. It cannot be overstated that the bankers have caused wars, revolutions, assassinations, starvations, economic stagnation, political unrest and will resort to any level of brutality, including the loss of millions of lives, just to perpetrate his fraudulent banking system that will enslave not just the people of the United States but the entire world population through the power of expanding and contracting the money supply.

When the Federal Reserve increases the money supply through money creation, then the net effect would be a temporary increase in prosperity for some Americans (such as housing booms, wage increases) but this increase in the total supply of fiat money - or inflation, leading to debt-induced monetary devaluation - negatively affects all Americans because it causes a sharp rise in prices. And when the Federal Reserve switches gears and contracts the money supply, it conceals the negative economic effects of these inflation-caused recessions, including an increase in foreclosures, unemployment and a general decline in the average person's standard of living. But the cold truth to the matter is that the bankers profit even more in times of recessions because they forclose on the property and other assets of the American people for the banker's gain. After all the smoke has cleared, the real losers are the American people for the banker's gain. After all the smoke has cleared, the real losers are the American people and their government, which is supposed to be "of, by and for the people."

Sensing what happens when bankers get the upper hand, Thomas Jefferson stated: "Banks are more dangerous to our liberties than standing armies." He was right; the greatest individual threat to the United States is not from foreign enemy intervention but is from the money manipulators or the money changers. To safeguard our Constitutional Republic and to insure our survival, we the people must take back from the money changers their money-creation abilities and restore the control of money to the people to whom it properly belongs. The banker's unconstitutional power to create and control America's money supply is indeed more dangerous to our freedoms and liberties than all the military powers of all our enemies combined.

In 1913, Senator Robert L. Owens, a former banker, was one of the writers and largest supporters of the entrenched banking interests. He actually introduced the Federal Reserve Act to the United States Senate that year. However, Senator Owens actually changed his mind on the Federal Reserve Act and actually fought it in the latter part of his life. In fact, Owens wrote the foreword for the book, written by Gertrude M. Coogan, entitled "Money Creators: Who Creates Money? & Who Should Create It?"

Part of Senator Owens' letter to the American people stated, "In my opinion, America faces a crisis which may result in the loss of our Representative Constitutional Government unless every man and woman, rich or poor, young or old, doctor, lawyer (2), merchants, laborer, educator, clergyman, social worker, society leader; will bestir himself or herself toward the problem of bringing the fundamental truths of monetary science to every fireside. When these truths are finally known, and the American people demand their constitutional right to an honest money system, this country will enter upon an era of material and physical prosperity; of real opportunity and the spiritual and cultural advancement that will not only charm and delight its own people, but will once again become a model for the rest of all the nations in the world."

Senator Owens' words explain it very well. The senator believes that the only hope that the people have for life, liberty, and prosperity as envisioned by Thomas Jefferson, James Madison, George Washington, John Locke, John and Samuel Adams, James Monroe, Andrew Jackson, Abraham Lincoln, John F. Kennedy, and many of our Senators and Congressmen over the years - and the majority of our Presidents prior to the passage of the Federal Reserve Act in 1913 opposed centralized banking and today the central bank is called the Federal Reserve System. When one studies the history surrounding the passage of the Federal Reserve Act and the conditions now facing our great country, it becomes very apparent that Woodrow Wilson (3) and Franklin Delano Roosevelt (4) almost single-handedly destroyed our United States Constitution and our Constitutional Republic.

Another crime being perpetrated upon the American people is the Federal Income Tax signed into law by Wilson in 1916 - unconstitutionally, of course. Most Americans believe that the greatest majority of the taxes collected are used by the American Government for general operating expenses of the government. That is just not true. The greatest majority of the federal income tax collected directly goes to the Federal Reserve Banking System as payments for interest on the national debt. The system is quite ingenious to say the least.

Why is the United States Government in debt and to whom are they in debt? That is the question that should be asked by every American, news reporter and politician. Astonishingly, the United States' total aggregate debt (5) is over 69.56 trillion dollars, but the government claims that the debt is only 8.5 trillion dollars. Over 61 trillion dollars worth of debt is being hidden by your elected officials and bankers, and goes unreported by the news media. With the support of the corrupt judicial system, this debt is off budget or bounced around by creative bookkeeping. Based upon these facts, the American people should be asking two questions: First, is the United States near bankruptcy or is it now bankrupt? Secondly, why aren't our elected officials, bankers, judges, news media and lawyers telling us the truth?

The American Government borrows newly-created money from the private Federal Reserve by literally creating United States Government Bonds and exchanging these bonds for newly created credits from the Federal Reserve that are entered into the United States Government's checking account. Because it's done that way, the American Government and the American people must repay the Federal Reserve hundreds of millions of dollars annually just in interest. The principle is never touched. Under the Federal Reserve System, it is impossible to ever get out of debt. The debt just compounds to the present date where the total aggregate debt of just the United States Government is approaching 45 trillion dollars and the total money supply in the Federal Reserve Notes is a little over one trillion dollars. Is it any wonder that our cost of living is skyrocketing; our college tuition is doubling every five years, and total bankruptcies today far exceed the bankruptcies during the Great Depression? It should now be very apparent that there is a general plan to conceal the real nature of our economic problems. Some may call this "intentional concealment" while others call it a "conspiracy" at the highest level. Either way, the effects are the same.

The immediate effects of abolishing the Federal Reserve System and reverthing back to constitutionally-based monetary system would be absolutely astounding to behold; all taxes would immediately be reduced, and, in time, many taxes could be entirely abolished and, with them, the huge, unproductive army of tax gatherers. Taxes in their present form, wrote C.H. Douglas, are "an unnecessary, inefficient and vexatious method of attaining the ends for which it is ostensibly designed." Yet everyone is taxed either directly or indirectly because you're traitorous elected government officials illegally and unconstitutionally gave up their constitutional obligation to create our own money and now must raise money by either depriving the American people of their purchasing power (inflation) or by increasing its debts to the Federal Reserve System. Most Americans are living in a nightmare of taxation - of taxes piled upon taxes, which every year grows more complicated, more incomprehensible, and more draconian. Until the control and issue of money is restored to the people's government to which it properly belongs, and the government through our elected representatives recognizes that the creation of money is its greatest creative responsibility, all the talk about freedom, sovereignty, liberties and the pursuit of happiness is idle and futile.

Ask yourself if our Constitutional Republic is worth saving. Do you value your perceived freedoms? If you do, then I ask each and every one of you to do your homework and help enlighten the American people to the real threat to our Constitutional Republic. We owe this to our future generations and to those million boys and girls who lost their lives fighting for this country under the guise of life, liberty and the pursuit of happiness and to ensure that those lives were not lost in vain. We owe it to them!

Let's look for a moment at some of the intricacies of today's banking practices. Banks have no money of their own to lend and also do not lend their customers' deposits. (7) No bank ever lends its deposits. Imagine there is only one bank in the counrty and that it has two private depositors, each with $50 in his checking account. Total bank demand deposits would then be $100. Suppose John Jones asked for a $50 loan from the bank, and the bank approved the loan. The bank would then lend the money to Mr. Jones by simply opening a checking account for him and depositing $50 into it. This is what ordinarily happens when anyone - business or private individual - borrows from a bank. The bank deposits the amount of the loan in the relevant checking account. In making the loan to Mr. Jones, the bank did not reduce anyone's previous bank balance. It simply credited the Jones account with $50. The total amount held in bank deposits now becomes $150. The bank has, therefore, issued $50 in "checkbook money." But the natural question to ask: Where does the bank get the additional $50 to issue and lend to Mr. Jones? The short answer is that the bank did not "get" the money at all. (8)

When banks lend, they create demand deposits (i.e. checking accounts) that merely represent money. By extending credit, banks "monetize" an IOU (the loan contract for an individual or company). Let's say a firm called the Grisley Company gets a loan; when it does so, the company and the Wahoo Bank have created and then swapped claims. The claim created by the Grisley Company and given to the bank is not money, because the borrower's IOU is not generally acceptable as a medium of exchange. But the claim created by the creditor, the bank, and given to the Grisley Company is "money"; checks drawn against the demand deposit account are acceptable as a medium of exchange. (9)

There are no tangible assets involved. The loan contract, when signed by the borrower, becomes a negotiable instrument and merely represents "money." This is blatant conversion, whereby the bank takes the loan contract, gives it the status of money, records the relevant increase in bank assets and, in essence, takes the value of the IOU signed by the borrower, turns it around and gives it back to him without ever reducing bank assets or the deposits of other customers. Unwittingly, the borrower has lent himself the "money" by signing the IOU. Ponder this for a moment and then consider that the bank charges you principle and interest on this alleged loan without ever lending any of their own money and risking any bank tangible assets.

A book written by David H. Friedman, entitled "Money & Banking", a Ph.D. Economics and former Vice President of the Federal Reserve Bank of New York and former College Professor (NYU) and writer for the American Bankers Association, writes on page 36, "A bank that makes a loan monetizes a private borrower's promise to repay. The bank simultaneously creates a liability on its books in the form of a demand deposit balance in the amount of the Loan." (10)

If the American people only realized how the Federal Reserve Banking System actually worked, then they would rise up in protest and demand that the present banking system be eliminated. When any government allows a small group of people to benefit at the expense of others, then one has to question the motives and priorities of the governing body. It's high time that Americans become citizens again by doing their homework and asking the tough questions about citizens again by doing their homework and asking the tough questions about our money masters. Congress won't act to abolish the Federal Reserve until We the People boldly take charge.

Written and produced by Michael (Mickey) Paoletta and narrated by J. Fred Brill, 1994. Forth edition was digitally re-mastered at Vibration Recording Studio and recording engineering by Robert Miller, 2006.

FOOTNOTES:

1. This appeared in the "New Times", an Austrailian independent weekly magazine in 1943 that truly describes the events of then-present (Iraq and Afghanistan,) and future wars and other calamities if we do not expose and abolish the Federal Reserve and all central banks. "Humanity has once again stood at the cross-roads. The choice: Life or Death. Death has been chosen for it. Once again we will witness the terrible tragedy of the World's youth being crucified upon the altar of war. The last war solved nothing. It left the world in shambles, out of which a new and more terrible war has been born. My generation is again asked to die in the mud. In times of peace we have been crucified by the rotten economic system, in times of war we are blown to hell to preserve that system. The time has come for us to pause and think."

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2. Today lawyers are controlled by the banking institutions through the creation of the American Bar Associations and the Judges rule and support the corruption through judicial rulings. Lawyers and judges are being used as pawns in the banking game to conceal and implement all the fatal defects in the Federal Reserve Banking System. The American Judicial System through corruption are stealing the property of the American people while your elected officials are too afraid to defend and protect your rights. These criminal activities will temporarily enrich these criminals but in the final analysis their actions of concealing the fatal defects in the Federal Reserve Banking System will also lead to their own self destruction.

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3. Wilson passed the 16th Amendment and the Federal Reserve Act. Both of these acts were clearly unconstitutional and Woodrow Wilson intentionally involved the United States in World War I.

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4. Roosevelt actually knew and permitted the Federal Reserve Banking System to contract the money supply, causing the great depression until Roosevelt, a banker himself, agreed to renew the charter giving the Federal Reserve Banking System perpetual life and transform our Constitutional Republic into a socialistic and fascist government.

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5. Includes all personal, city and state governments and all corporate debt combined. Aggregate means simply "combined debt."

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6. In the Federal Reserve Bank of St. Louis Review booklet it states: "Is the United States bankrupt? Many scoff at this notion. This paper explores these views from poth partial and general equilibrium perspectives. It concludes that countries can go broke, that the United States is going broke, that remaining open to foreign investment can help stave off bankruptc, but that radical reform of U.S. fiscal institutions is essential to secure the nation's economic future. The paper offers three policies to eliminate the nation's enormous fiscal gap and avert bankruptcy; a retail sales tax, personalized Social Security, and a globally budgeted universal healthcare system." Written by Laurence J. Kotlikoff, who is an economic professor at Boston University and a research associate at the National Bureau of Economic Research.

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7. "Money & Banking", (sixth edition), written by David R. Kamerschen, Ph.D. Professor and Head Department of Economics, University of Georgia Athens, Georgia and Eugene S. Klise, Ph.D. Former Professor Emertus, Miami University Oxford, Ohio.

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8. "A PRIMER ON MONEY" Written by Congressman Pattman and the Subcommittee of Domestic Finance Committee on Banking and Currency, House of Representatives, 88th Congress, 2D Session.

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9. "Economics" (third edition) written by Campbell R. McConnell, Ph.D.

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10. This article references several times a conspiratorial nature between the bankers, lawyers, judges, elected officials and the news media, a joint statement that adds a credibility to this theory is the actual statement that appears on most of the American Bankers Associations literature and it reads as follows, "From a declaration of principles jointly adopted by a committee of the American Bar Associations and a committee of publishers and associations." This statement adds credibility to our conspiratorial thinking that the American Bar Association, the Committee of the Publishers and Associations and the American Bankers Association know exactly what they are doing and intentionally concealing for you, the American people.

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